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It's not easy turning a potential foreclosure into a successful
affordable mortgage modification -- from either side of the table.
Homeowners, facing confusing documentation requirements and
conflicting advice from both honest and dishonest corners, become
intimidated and drag their heels or bury their heads.
Lenders, grappling ...
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Agency trying to shore up finances, prevent possible need for bailout
WASHINGTON - The Federal Housing
Administration is raising fees and tightening lending standards to
shore up its strapped finances and avoid a taxpayer bailout.The
government agency has seen its losses rise with the foreclosure rate.
Its reserves have sunk below the ...
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FHA is tightening up its standards for home buyers - but the changes
are not as tough as some analysts had feared - especially on
downpayments.
FHA commissioner David Stevens outlined the agency's new
underwriting policies last week, including an increase in the "upfront"
mortgage insurance premium charged all ...
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There are many programs and home loan products that allow homeowners to
take advantage of the equity they've built up in their homes. One
resource qualified FHA mortgage holders have at their disposal is the
Home Equity Conversion Mortgage (HECM) loan, also known as an FHA
reverse mortgage. FHA HECM loans are like other home equity ...
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