How Much Can You Afford?

To have a more clear idea as to the FINANCING PROCESS of buying a home in Puerto Rico, you may visit our Extra Realty, Inc.'s Real Estate Blog. Notice then, that property taxes in Puerto Rico can run from zero to a less than a thousand per year, in most cases. Generally, less than $500.00 (five hundred) per year. So the our Calculator cannot be configured to such irregularity. So, disregard the property tax information on our calculator. PS . (if it page does not open, click on link and at the same time press the control key)

Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
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Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %